Thanks for visiting my website. I am a life-long Chicago area resident, and I have been a loan officer since 1986. My goal is to earn your trust, future business and referrals from one simple idea : I treat you the way I want to be treated in every circumstance. The mortgage industry has experienced a multitude of changes over the years, and I make sure that I am always ready with a solution for your situation. I am an expert in the interpretation of your qualifications, and if I can’t qualify you the first time, I will give you a plan that leads to homeownership. I will prepare you for the mortgage process, and keep you informed every step of the way. I know that everyone has heard horror stories about the mortgage process, and believe me, they will come true if you work with the unprepared and the inexperienced. I take your time as seriously as you do, and working with me will lead to a successful outcome.